Baccarat is a card game that has been traced back to the 13th century and is mostly played by high rollers. Although it is a game that has become more popular in Europe, it has grabbed the attention of US and Canadian players. While it takes a bit of time to understand the game, online players will have an easy time learning the game as tutorials are available at such casinos as Lincoln Casino and Club USA Casino.
What is Baccarat?
Baccarat is a card game in which the banker and the player are in competition with each other. The object of the game is to correctly predict which of the two hands dealt will come close to a total value of 9. There are three areas on the Baccarat table: the tie, banker, and the player where the bets are placed. The cards are dealt from a shoe and consist of eight 52-card decks. No jokers. Two hands are dealt; one to the banker and one to the player. Their hand will contain 2 or 3 cards.
How to Play Baccarat
To begin play, you first have to decide how much you wish to bet and place the bet on the table. Use left click to increase or decrease the size of your chip count. After you have placed your bet, click on the Deal button. The banker deals two cards to the player, two cards to himself, and turns the cards face up. If either banker or player has an 8 or 9 value, this is called a Natural and no additional cards are dealt. But if the value of the first two cards in the banker’s hand is from zero to 7, the player can draw an additional card, after which point the game proceeds. Now both hands will be compared to determine whose two cards are closest to 9. Whoever has a value closest to 9 wins the game.
The value of the hand is based on the value of the cards. Face cards and 10s have no value. Aces are equal to 1 point and all other cards are counted for their actual value. Here is an example: If you are dealt two cards such as an 8 and a 7, the total is 15. But the actual Baccarat hand total is 5. You deduct 10 points because a 10 has no value. Let’s say you are dealt 3 sixes. The total would equal 18; then deduct 10, and you have 8. After a winning hand, a payout will be made and the game ends. But if both the banker and the player have the same value hands, a Tie is declared.
The Third Card Rule
If a player's hand stands on two cards (6 and 7), then a two-card banker hand equaling 3, 4, or 5 draws; and a hand of 6 stands.
Baccarat Table Limits and Payouts
There is a $5 minimum bet per hand and a $200 limit on each bet. The table limit is $600. If the banker wins the hand, the payout is 1 to 1. If the player wins the hand, the payout is 1 to 1. However, if the Tie wins, the payout is 8 to 1.